employee
student
Plekhanov Russian University of Economics (Base Department of Financial and Economic Security)
graduate student from 01.01.2020 until now
Russian Federation
student
VAC 12.00.03 Гражданское право; предпринимательское право; семейное право; международное частное право
VAC 12.00.01 Теория и история права и государства; история учений о праве и государстве
VAC 12.00.08 Уголовное право и криминология; уголовно-исполнительное право
VAC 12.00.09 Уголовный процесс
VAC 09.00.01 Онтология и теория познания
VAC 09.00.13 Философская антропология, философия культуры
VAC 13.00.01 Общая педагогика, история педагогики и образования
VAC 13.00.04 Теория и методика физического воспитания, спортивной тренировки, оздоровительной и адаптивной физической культуры
VAC 13.00.08 Теория и методика профессионального образования
UDK 13 Философия духа. Метафизика духовной жизни
The paper features some sociocultural and legal aspects of social activity executed by various subjects of the credit relations in the Russian Federation. The focus is made on the banking sector. The authors use culturological and activity approaches to legal and illegal actions of credit institutions and demonstrate some specific traits of administrative offenses in this sector. The paper also describes the culture of credit loans, in particular, that of microfinance institutions. The authors believe that this kind of activity is aimed at gaining and can be characterized as immoral. They studied behavioral stereotypes of borrowers and credit institutions to classify the social activities of the credit relations subjects. A high level of social activity of borrowers is directed to satisfaction of physiological requirements and security needs. The social activity of credit institutions is mostly limited by its respect for legal standards and improving the level of culture of loan granting. Hence, if the social activity of credit relations subjects that meets cultural and legal standards, it contributes to the development of national economy.
credit relations, borrower, economic behavior, responsibility, culture of economic consumption, activity
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