00521naa#a2200181#i#450# EN\\bibl\85325 20241002232547.3 2500-3372 20240808b2024####ek#y0engy0150####ca RU Current Trends in Bank Marketing Journal article Kemerovo Kemerovo State University 2024 11 с. Journal article local Kozlova Olga Nikolaevna Kotova Olga N. Slautina Evelina Dmitrievna vestnik-hss.kemsu.ru