00525naa#a2200169#i#450# EN\\bibl\58133 20240516063350.4 2500-3372 20230404b2023####ek#y0engy0150####ca RU Russian Bancassurance Market Development in Modern Conditions Journal article Kemerovo Kemerovo State University 2023 8 с. Journal article local Solovova Aleksandra Andreevna Gavrilenko Irina Vladimirovna vestnik-hss.kemsu.ru