@article{Lubkova2020evaluation,
author={Lubkova, E.M. and Ermolaeva, G.S. and Shilova, A.E.},
title={Evaluation of Availability of Online Financial Services to the Population of the Kemerovo Region (Kuzbass)},
journal={Bulletin of Kemerovo State University. Series: Political, Sociological and Economic sciences},
publisher={Kemerovo State University},
year={2020},
pages={387-396},
volume={5},
issue={3},
}