TY JOUR TI Assessing Credit Risk in the Sphere of Commercial Lending to Organizations of the Kemerovo Region KW Credit KW risk KW creditor KW debtor KW indicator KW factor KW assessment KW structuring KW unification KW synthesis JO Food Processing: Techniques and Technology AU Chernichenko, S.G. AU Kotov, R.M. PY 2019 IS 49 PB Kemerovo State University