@article{Chernichenko2019assessing, author={Chernichenko, S.G. and Kotov, R.M.}, title={Assessing Credit Risk in the Sphere of Commercial Lending to Organizations of the Kemerovo Region}, journal={Food Processing: Techniques and Technology}, publisher={Kemerovo State University}, year={2019}, pages={671-679}, volume={49}, issue={4}, }