TY JOUR TI DISCOURSE ALGORITHM OF DEBTORS’ DIFFERENTIATION FOR CREDIT RISK GROUPS IN COMMERCIAL CREDITINGOF AGRICULTURAL ENTERPRISES OF THE KEMEROVO REGION KW Credit risk KW commercial lending KW discursive algorithm KW credit risk indicators JO Food Processing: Techniques and Technology AU Kotov, R.. AU Chernichenko, S.. AU Gilmulina, S.. PY 2016 IS 43 PB Kemerovo State University