@article{Zotov2016organizing,,
author={Zotov, V.P. and Chernichenko, S.. and Chernysheva, N..},
title={ORGANIZING, STRUCTURING AND UNIFICATION OF CREDIT RISK ESTIMATE PROBLEMS WITHINTHE COMMERCIAL LENDING OF AGRICULTURAL ENTERPRISES},
journal={Food Processing: Techniques and Technology},
publisher={Kemerovo State University},
year={2016},
pages={155-163},
volume={43},
issue={4},
}